Frequently asked questions

A pension transfer is the exchange of benefits from a final salary scheme in return for a cash equivalent value which is then invested in an alternative fund.

A Chartered Financial Advisor with the CII (CFA) who is also a qualified Pension Transfer Specialist (holding the relevant FCA permissions to conduct pension transfer business including defined benefit schemes). With over a decade of experience in retirement planning, Claire is one of the top authorities on transfers and consolidation.

Seeking expert help for this decision is only mandatory if the Cash Equivalent Transfer Value (CETV) is £30,000 or above. However, your decision should be based on an assessment of many interconnecting factors, and a qualified specialist can help you weigh up the pros and cons in your particular circumstances.